Shanghai’s first mortgage interest rate average discount fell to 12% off, is expected to continue do tamiflu

Shanghai’s first mortgage interest rate average discount fell to 12% off, is expected to continue down, China Securities Network Banking down payment, but not including Shanghai. But reporters learned that the Shanghai first suite loan average discount has dropped to 12% off, the year is expected to continue downward. According to the "labor daily" reported that although the down payment unchanged, but the reporter learned that Hushang Bank first suite loans average interest rate discount has dropped to 12% off. 30 banks 360 financial monitoring, in addition to stop – Ping An Bank, all the rest of the implementation of the first suite Shoufu 30% policy. Melt 360 latest monitoring data show that the national housing market interest rates continued downward, the first suite of average interest rate was 4.6%, a record low. In January this year, most of the country’s first suite loan policy continued loose trend last year, more than 70% banks can provide mortgage interest rates. From the perspective of concessions, in January, 530 banks nationwide offer 10 percent off preferential interest rates of 98 banks, an increase of 17, accounting for 18.49%, compared with December last year. The lowest interest rates are HSBC in Beijing, Shanghai, Guangzhou and Shenzhen, offering 18% off interest rates; CITIC Bank in Shanghai offers 17% off interest rates. In January, the ten cities with the lowest interest rates were Guangzhou, Beijing, Tianjin, Shanghai, Wuxi, Chongqing, Zhuhai, Chengdu, Qingdao and Nanjing. Among them, Guangzhou 4.22%, Beijing 4.25%, Tianjin 4.28%, Shanghai 4.31%. "Shanghai mortgage discount this year may be more favorable, but hit 20 percent off is also the limit.". It’s unlikely to come up with 30 percent off interest rates a few years ago." Insiders predict that the future mortgage interest rate will further expand, the city’s first suite will continue to reduce the average discount. Enter Sina Financial shares] discussion

上海首套房贷利率平均折扣降至8.8折 有望继续下行   中国证券网讯 房贷首付降了,不过不包括上海。但记者了解到,沪上首套房贷平均折扣已降至8.8折,年内有望继续下行。   据《劳动报》报道,虽然首付不变,但记者了解到,沪上银行首套房贷款平均利率折扣已降至8.8折。融360监测的30家银行中,除停贷的平安银行外,其他全部执行首套房首付三成政策。   融360最新监测数据显示,全国房贷市场利率持续下行,首套房平均利率为4.6%,创历史新低。今年1月,全国大多数城市首套房贷款政策延续去年宽松走势,超过七成银行可提供房贷优惠利率。从优惠力度看,1月全国530家银行中,提供9折以下优惠利率的银行有98家,比去年12月增加17家,占18.49%。利率最低的为北京、上海、广州和深圳的汇丰银行,提供8.2折优惠利率;上海的中信银行提供8.3折优惠利率。1月,房贷利率最低的十大城市为广州、北京、天津、上海、无锡、重庆、珠海、成都、青岛、南京。其中广州4.22%,北京4.25%,天津4.28%,上海4.31%。   “申城房贷折扣今年可能还会更优惠,但打到8折也是极限了。不太可能出现几年前的7折利率。”业内人士预计,未来房贷优惠利率面将进一步扩大,各城市首套房平均折扣还会继续下调。 进入【新浪财经股吧】讨论相关的主题文章: